| Summer | Fall | Spring | Total | |
|---|---|---|---|---|
| Full-Time Enrolled Students | $15,300 | $19,325 | $19,325 | $53,950 |
| On-line Students & Part-time/Unclassified Students | $1,700 per credit hour | $1,700 per credit hour | $1,700 per credit hour | *Varies |
| Course Audits | $150 per credit hour | $150 per credit hour | *Varies |
To maintain full-time status, biomedical graduate program students are expected to enroll in a minimum of 9 credit hours in each of our 3 academic terms a year. Registering for fewer than 9 hours in any academic term forfeits any tuition scholarship articulated in the student’s offer letter. Half-time registration for biomedical graduate programs is defined at 4.5 credit hours/term and is the minimum credit hour registration required to be eligible for federal loans in any academic term.
*Students are assessed tuition based on their semester hours of enrollment when in either of the following categories:
- Enrolled in Online Degree or Certificate Programs
- Registered part-time as either degree seeking or non-degree seeking (unclassified).
Online students: We understand that many of you are working professionals who do not require student aid to cover your living expenses. The expenses listed are not additional expenses, but rather expenses that can be included as you determine your loan needs.
The student living expense budget below is an estimate of living expenses for a single academic year. These costs are used to calculate the total cost of attendance during the program, which is used to determine to the total amount of aid that you are eligible to receive for the academic year.
Living expense estimates are based on reasonable cost of living for the Winston Salem area. A student’s total financial aid package (scholarships, grants, and all education loans) cannot total more than the estimated living expenses plus tuition and fees.
Miscellaneous expenses may include items such as cell phone, cable/internet, laundry/dry cleaning, clothing, hair/grooming, and recreation.
Health insurance is required for all students taking classes on site and offered as an option for those needing coverage.
| Living Expenses | PhD Program1 | MS Program |
|---|---|---|
| Books | $600 | $600 |
| Housing/Utilities | $25,140 | $25,140 |
| Food | $5,760 | $5,760 |
| Miscellaneous | $2,304 | $2,304 |
| Transportation2 | $5,700 | $5,700 |
| Student Loan Fees | $50 | $3,650 |
| Student Health Insurance | $5,310 | $5,310 |
| Laptop3 | $1,222 | $1,222 |
1 PhD students receive a stipend meant to offset the living expense costs shown above in the following categories: books, housing/utilities, food, miscellaneous, and transportation. Effective August 1, 2023, the PhD stipend is $36,000. The stipend level is reviewed annually.
2 Programs that require clinical rotations at sites outside of the Winston-Salem area may require additional funding for travel and/or lodging, outside of typical transportation expenses for graduate students. Additional loan eligibility may be discussed with a financial aid officer.
3 A laptop or other computing resource is only included in the cost of attendance for borrowing eligibility for 1st year students.
| Tuition | Summer | Fall | Spring | Total |
|---|---|---|---|---|
| Full-Time Enrolled Students | $15,300 | $19,325 | $19,325 | $53,950 |
| Online Students & Part-time/Unclassified Students | $1,700 per credit hour | $1,700 per credit hour | $1,700 per credit hour | *varies |
*Tuition costs are from the current academic year; tuition for the next academic year is typically confirmed in late February.
| Living Expenses | PhD Program (12 months) | MS Program (12 Months) | MS Online (12 Months) |
|---|---|---|---|
| Tuition | $53,950 |
$53,950 | $35,700 |
| Books | $600 | $600 | $600 |
| Laptop |
$1,222 | $1,222 | $1,222 |
| Food | $5,760 | $5,760 | $5,760 |
| Health Insurance | $5,310 | $5,310 | $5,310 |
| Loan Fees | $50 | $3,650 | $2,600 |
| Lodging | $21,600 | $21,600 | $21,600 |
| Miscellaneous | $2,304 | $2,304 | $2,304 |
| Transportation | $5,700 | $5,700 | $5,700 |
| Utilities | $3,540 | $3,540 | $3,540 |
| Total | $100,036 | $103,636 | $84,336 |
Federal Loan Disbursement Dates (Refunds to students are direct-deposited within 14 days of disbursement date)
| Summer | Fall | Spring | |
|---|---|---|---|
| PhD | 5/28/2024 | 9/5/2024 | 1/13/2025 |
| MS | 5/28/2024 | 9/5/2024 | 1/13/2025 |
| Date student receives refund | 5/31/2024 | 9/13/2024 | 1/17/2025 |
120 Day Federal Loan Excess Fund Return
| Summer | 8/26/2024 |
| Fall | 12/16/2024 |
| Spring | 4/14/2025 |
Financial Aid and Scholarships
Most graduate students on the school of medicine campus receive a significant scholarship award as outlined below.
Scholarship Support for Master (MS) Program Students
Scholarship support is awarded at the time of acceptance and is outlined in the student's offer letter.
Scholarship Support for PhD Program Students
Students accepted to one of our PhD programs will receive a full-tuition scholarship and health insurance supplement.
Opportunities for Addiction Professionals
Due to the increased need for addiction professionals both state and nationwide, HRSA, NAADAC, and other institutions have created opportunities for addiction specialists in the workforce, specifically in healthcare settings, for loan-forgiveness and repayment programs. Below are a few of these resources to consider.
HRSA Loan-Repayment Program - Nationwide program through the National Health Service Corps
- Eligible clinicians may receive up to $75,000 in student loan repayment in exchange for a three-year commitment to provide substance use disorder treatment services at NHSC-approved sites.
- You have a choice between three years of full-time or part-time service at an NHSC-approved SUD service site.
NCDHHS Loan-Repayment Program - Program through the North Carolina Department of Health and Human Services
- This program helps mental health providers provide primary and psychiatric care to people in underserved and rural areas.
- Based on the amount of relevant educational loans, hours worked per week, and working at an integrated care site, educational loan repayment awards are offered up to $50,000,00.
- Two-year service commitment required at a team-based with a Health Professional Shortage Area Score of 15 or above.
Public Service Loan Forgiveness
- The remaining balance on Direct Loans is forgiven after 120 qualifying monthly payments are made while working full-time under a qualifying employer. (Government organizations, tax-exempt not-for-profit organizations, and other not-for-profit organizations providing qualifying public services.)